In March 2018, the U.S. Supreme Court voted to strike down the 1992 Professional and Amateur Sports Protection Act (PAPSA), ending the federal ban on sports betting in every state except Nevada. This allowed states to decide if they wanted to legalize sports gambling. Today, 38 states, Washington D.C., and Puerto Rico have done so.

For many years, the major sports leagues’ concerns with gambling were primarily to do with the integrity of their product. The leagues felt that allowing gambling could compromise their sports and pose as a destructive force. Eventually, they began to realize that gambling could actually increases interest and revenue tremendously. In the 2010’s, the league’s began to change their tune by investing in casinos and gambling companies, putting teams in Las Vegas, and joining the push to end PAPSA. The league’s and the government realized legal gambling would create jobs, generate tax revenue, and lower the rate of crime involved with illegal gambling.

Now that we are five years since legalization, we can look at how sports betting impacted the U.S. economy. According to the American Gaming Association, The legal U.S. sports betting market generated$7.56 billion of total revenue in 2022, an increase of about 75% from 2021. Americans legally wagered $93.73 billion, compared to $57.53 billion in 2021. New York accounted for $1.37 billion of the national revenue total, as their launch of online sports betting in January 2022 saw it become the largest legal sports betting market in the country by a long shot. New York imposes a 51% state tax on gross gaming revenue. Tax rates vary across states, but in 2022, 27 of those states combined for $1.5 billion tax revenue from sports betting.

It’s not just the tax revenue that has positively impacted the economy. According to a report published this May by IBISworld, there are more than 24,000 businesses employing over 200,000 workers related to sports betting. The leagues are also making more money, not just from partnering with the sportsbooks and casinos, but also selling their data to technology companies that work with the casinos, as well as increased viewership and interest. Specifically, the NFL has increased viewership every year since 2018.

Another interesting financial aspect about gambling is that even when the Casinos are on a losing end of a wager, tax is still being paid. If you, as a gambler, made more than $600 for the year, you have to pay income tax on that. What this means is that nearly every wager placed, whether won or lost by the casinos, generates tax revenue.

It’s no secret that gambling has supplied a boost to the U.S. economy in the form of tax revenue, job creation, and consumer spending. However, everything comes with a cost. Gambling addiction has been on the rise each year since legalization. The lack of regulation in the beginning allowed for extremally predatory and misleading ads that lured in people to start betting with promotions described as “risk-free bets” when in fact, you had to risk money in order to get credits that were in the form of bonus bets. While there is very limited data on this subject because it is all so new and hard to quantify, there are probably plenty of people that would never have placed a sports bet prior to 2018 who now have an addiction. It will be interesting to see how regulation evolves over the years and whether or not the monetary gains for the economy are worth the social costs.

Over the past few years, we have experienced a period of high inflation, leading to a rise in interest rates. Although it my sound complicated, having a basic understanding of how they relate to you and your business can help you make more informative decisions, when it comes to borrowing, hiring, spending, expanding, and much more.

The most common challenge small business owners face is the cost and quality of labor, which are directly impacted by inflation. After the pandemic, the labor market began to tighten, meaning that the number of available jobs increased more rapidly than the amount of available workers. When this happens, workers are able to demand higher wages because there is little competition for job openings.

Imagine you are a business owner needing to hire someone. When interest rates are low and the labor market is tight, you may start looking for a candidate and find that there are not many applicants to choose from. Let’s say you finally find someone with just enough qualifications, however, they are demanding a wage of $22/hour which is more than you have offered for a similar position in the past. Due to the lack of applicants, you decide to make the hire anyway. In order to pay your new employee, you go and borrow money from the bank until your sales are able to catch up with the new cost. The bank offers you a loan and charges a 3% interest rate. Now that you have an employee with a higher wage and a loan to pay back, you decide to raise your prices a bit. Inflation.

In order to combat inflation, the Federal Reserve raises interest rates. By doing so, they are essentially trying to slow down the economy by discouraging borrowing, and loosening the labor market, which would lead to a slow down in rising prices.

Let’s go back to your business. A year goes by and you want to hire more employees to keep expanding your business. The labor market has only gotten tighter, but the Fed has begun to raise interest rates. The new candidates are demanding a wage of $25/hour, so you go back to your bank and ask for a bigger loan. But now the bank is charging an 8% interest rate. You figure that it would be too costly between the higher wages and the interest, so you decide to hold off until the interest rates go back down.

Instead of borrowing more money, hiring more people, and selling more product, you are choosing to wait, which is what the Fed’s goal is when they decided to raise interest rates. Other business owner’s facing the same predicament as you also choose to hold off on borrowing and hiring. As less businesses create job openings, the labor market begins to loosen. With fewer openings, more people become unemployed for longer; the competition in the labor market increases.

The person you hired for $22/hour is not panning out, so you decide to replace them. You’re pleased to find that there are plenty of eager applicants and they are only demanding $19/hour. Since your labor cost just got lower, you want to gain an edge on your competition so you decide lower your prices back down. More and more businesses like yours cut their labor costs and lower their prices, while the interest rates are high. Inflation defeated.

Eventually the Fed is happy with the decrease in prices, and can gradually begin to lower their rates. Allowing you to reconsider borrowing money, hiring more people, and selling more product.

Back to reality. Interest rates are still high and the Fed is debating whether or not to raise them even more, as the labor market is still tight. However, It is likely that they will begin to lower them at some point next year.

As you navigate your business over the next couple of years, you’ll want to keep all of this in mind. By understanding economic factors like interest rates, and inflation, make better decisions for your business. It is important to pay attention to what the Fed is planning to do with interest rates in the near future, as you will understand how this will affect your cost of borrowing and labor. If you are planning to borrow money, you may want to consider whether or not you can hold off until interest rates ease up.

Some economists are pointing to Beyoncé’s recent concert in Stockholm as a reason for Sweden’s high inflation. Is this really true?

The theory looks at the subsequent surge in hotel prices and other costs paid by fans. Her ongoing Renaissance World Tour has attracted consumers from across the globe, leading to increased spending on accommodations and restaurants. As a result, Sweden’s inflation rate only decreased by 0.2% in May, which was lower than expected.

While the influx of foreign Beyoncé fans to Sweden, a country with a population similar to North Carolina, contributed to the inflationary pressure, it is realistically just a blip on the measure, and is not the reason of any prolonged inflation the country is experiencing.

Other factors such as rising food prices, pets, and package holidays were also cited as causes of inflation. In fact, the high entertainment and hotel spending in May did not deviate significantly from historical trends. Sweden, which chose not to adopt the euro, has faced inflation and higher household costs (like most of the world) due to disruptions in the wholesale energy market caused by Russia’s invasion of Ukraine. The country fared relatively well during the COVID-19 pandemic compared to its neighbors.

While Beyonce’s tour may cause a temporary surge in pricing and consumer spending in the small country, it is definitely not the reason for high inflation, even though it may temporarily slowdown deflation when comparing May to April.

Today, the U.S. House of Representatives will vote on a bill would suspend the government’s debt ceiling of $31.4 trillion. This vote is crucial to avoid a potential default, which could occur early next week if no action is taken by Congress.

If passed, the legislation would suspend the U.S. debt limit until January 1, 2025, allowing Biden and lawmakers to postpone dealing with this politically sensitive issue until after the November 2024 presidential election. The bill also includes provisions to cap certain government spending over the next two years, expedite the permitting process for specific energy projects, reclaim unused COVID-19 funds, and expand work requirements for food aid programs.

The Treasury Department has warned that without Congress raising the limit, it will be unable to cover all of the government’s obligations by Monday.

Late on Tuesday, the non-partisan Congressional Budget Office estimated that the legislation would lead to $1.5 trillion in savings over the next ten years.

If the bill successfully passes the House, it will proceed to the Senate, where debate and voting may extend into the weekend, if any of the 100 senators attempt to impede its progress.

The legislation contains the following key provisions:

Debt ceiling extension until 2025

The primary aspect of the deal is the suspension of the current $31.4 trillion debt ceiling until January 1, 2025. During this period, the Treasury Department would employ “extraordinary measures” to cover expenses, which typically last for several months. This effectively resolves the issue until the 2024 election, shifting the responsibility to address it to the next president and Congress.

Spending Levels

The agreement includes spending caps for the next two years to facilitate the appropriations process. For the fiscal year 2024, military spending would be limited to $886 billion, while nonmilitary discretionary spending would be capped at $704 billion. These figures would increase to approximately $895 billion and $711 billion, respectively, for the fiscal year 2025.

What Did Republicans Get?

The bill would rescind approximately $28 billion in unspent Covid relief funds. It would also eliminate $1.4 billion in funding for the IRS and redirect $20 billion of the $80 billion allocated to the agency under the Inflation Reduction Act towards non-defense purposes. Additionally, the legislation would reinstate federal student loan payments after the extended pause that began during the pandemic. Work requirements for Supplemental Nutrition Assistance Program (SNAP) and Temporary Assistance for Needy Families (TANF) benefits would be imposed on individuals up to 55 years old, compared to the current threshold of 50, with exceptions for veterans and homeless individuals.

What Did Democrats Get?

The White House emphasizes that the legislation is a budget deal, not a payment made in exchange for a debt ceiling extension. The bill makes “no changes to Medicaid” and leaves Social Security and Medicare untouched. The White House states that the legislation fully preserves the climate and clean energy provisions of the Inflation Reduction Act from last year and does not interfere with President Biden’s executive action on student debt forgiveness.

Additionally, the bill would prevent a catastrophic default for the remainder of Biden’s first term. The White House official views removing the threat of default until 2025 as a significant achievement that positively impacts the economy.

As I grind through my job, I often wonder how I could possibly make more money than my parents. After all, my parents made more money than their parents, who made more money than their parents.

Being the typical millennial I am, as I scroll through social media, I see plenty of memes and jokes about “boomers” telling their millennial children, that ‘at their age, they were able to afford a house and feed an entire family, all while saving for retirement.’ There is indeed actual data outside of memes that support this notion. So, it’s not just me, but millennials, on average, are less wealthy than their parents at the same stage in life, despite making more money and being more educated. Why?

There are a multitude of factors we can point to, and it’s not because millennials are dumb or lazy (okay some us are but not more so than other generations). Socioeconomic factors like cost of living, economic growth, and overall views on saving money are the real culprits for millennials finding themselves at a financial disadvantage compared to their parents.

Let’s start by taking a look at the cost of living. It costs way more to live as an adult now, that it did 30-50 years ago. Just think about all of the little things you need* to spend on that your parents and grandparents did not. Internet, cable, Wi-Fi, email, and most other tech-related “utilities”, that are so common now, did not exist as little as 25 years ago. In addition, many items that did exist have drastically increased in price, outpacing wages. Increases in college tuition, housing, healthcare, and child care have out paced wages. Simply put, it costs way more to live in this current society and wages have not compensated to the same extent.

Another huge factor is the differences in generation population and corresponding economic growth. Boomers are typically the children of the traditionalist/silent generation, those people born between 1928-1945. The traditionalist generation was one that grew up on the heels of the Great Depression and WWII, causing their parents to have less children, yielding a smaller demographic compared to other generations. Boomers get their name because their parents had far more children due to changing mindsets about war and family than their grandparents, thus leading to the “Baby Boom” in the 50s and 60s. Naturally, with more boomers entering a growing workforce, job opportunities were plentiful as they came of age because there were way more of them in a growing economy fill than there were incumbents to block them from filling such roles.

While boomers had more children, on average, than Millennials do now, they still did not have as many as their own parents. This would create less opportunities for millennials in the workforce to replace the boomer incumbents in higher paying jobs, not just because there were less of them to replace their predecessors, but also because the economy came to screeching halt in both 2008 and 2020.

Millennials came of age during The Great Recession of 2008, thus the economy ceased to create the same level of opportunities to out earn their parents. Prior to the financial collapse of 2008, many people were able to buy a house and reasonably expect that property to appreciate significantly over the course of their ownership. Once the housing market collapsed, this was no longer true for millennials, leading to far less of them becoming home owners than their parents were at the same age.

On top of these major factors, millennials have a much different mindset than their parents and grandparents when it comes to saving money. Boomers and their parents were taught to earn and save for retirement, climb corporate ladders, own a home and have children. Millennials on the other hand, are much more influenced by social media to spend, have more of a work life balance, travel, and delay having children. There fore millennials spend way more of their paychecks than their parents did at their age, leading to less investments in their retirement.

The point of all this is not to complain or blame the generations before us, but to understand the financial position we’re in so we can all prepare for our future. It is not impossible to get a mortgage and buy a house as a millennial, our parents faced very high interest rates as well. You can still travel and delay having children thanks to advances in medicine and fertility treatment. There are ways to budget for this and still save, so it is important to think about your retirement and how much you are actually spending, and focus on how you can adjust your budget to accomplish your desired lifestyle to a reasonable degree while also putting some money away for retirement.

While our parents were taught and conditioned to work and save, work and save, work and save, it is OKAY that our generation prefers to actually try and enjoy life to some degree while also trying to make a living wage. Just as every generation before us had jobs that did not exist when they were children, so do millennials and we will keep finding jobs tomorrow that do not exist today. Take me for example.

(Full disclosure: I am a white male raised by an upper-middle class family, so I do recognize that the odds are stacked in my favor, but I think my experience is still valuable.)

I graduated with a bachelor’s degree in finance, and went on to work traditional 9-5 jobs for big companies in my first few years out of college. During the pandemic, and more so the shift to a more virtual workforce, I found that I had a greater opportunity to offer my skills and services by freelancing. This allows me to serve multiple clients, and customize my workload to some degree. I am not relying on a single employer to fund my life, and I can adjust my work and amount of clients to fit my desired work/life balance. I find that an increasing amount of my peers are choosing a similar route, especially those who work in marketing, advertising, PR, and graphic design industries.

So if you are a millennial (or older Gen Zer) concerned with your future retirement and earning potential, the best thing you can do is strategically consider how you can leverage you’re knowledge, education and skills, in way that may be a tad less “traditional”, but one that can allow you to work in an environment that is more suited for your lifestyle and spending habits.

Today, Fox News and Dominion Voting Systems have reached a historic settlement in the defamation case stemming from Fox’s coverage of Dominion’s role in the outcome of the 2020 US Presidential election.

The case was originally filed by Dominion Voting Systems in March 2021 for $1.6 Billion. Dominion claimed that numerous Fox News personalities knowingly spread false statements that their voting machines were used to manipulate the 2020 election against former president Donald Trump.

Details of the settlement are still unknown to the public, but this serves as a historic precedent for news outlets and the potential repercussions they may face when it comes to journalistic integrity. While Fox tried to defend themselves by citing the first amendment, their words had a direct impact on Dominion’s business.

This is an important reminder that while our constitution does provide us with free speech, if you are going to knowingly spread false information about a person or entity that stands to suffer financial damages from such actions, there is a price to pay. In fact, the settlement amount is more than Dominion Voting Systems is even worth, but damages can be attributed to potential lost earnings.

If you are going to defame, diminish, or attack a person’s character, you better make sure there are facts to back it up.

The NFL has found it’s way to remain in the headlines despite it being the middle of the offseason large in part due to the unique contract discussions surrounding prominent quarterbacks, Aaron Rodgers and Lamar Jackson.

While Rodgers figured out he would like to continue his career for a tune of $50 million while he was meditating in a cave or whatever, Lamar Jackson has been trying to negotiate a new deal with the Baltimore Ravens despite not having an agent.

There’s no doubt amongst the football community that Jackson has a remarkable talent. Like many others, I was instantly awed the first time I saw him play, back when he was in college with the Louisville Cardinals. He was up against my lowly Syracuse Orange and he straight up hurdled a guy without even touching him on his way to a touchdown. He went on to win the coveted Heisman Trophy that year, and later went on to be selected by the Baltimore Ravens with the last pick in the first round of the 2018 NFL draft.

Despite the concerns about his throwing accuracy, Jackson quickly made the teams who passed on him regret it. That year we saw quite quarterbacks drafted in front of him (Baker Mayfield, Sam Darnold, and Josh Rosen were all selected in the top 10, yikes.)

In just his second season and first as a fulltime starter, Jackson won the league’s MVP award after throwing for over 3000 yards and rushing over 1200. But despite his regular season success, Jackson has disappointed in the playoffs and has suffered a few injuries the past couple seasons that sidelined him from some crucial games. Even so, there is no denying that Jackson is one of the league’s best at the key position and is due a big pay day entering his 6th season.

However, the negotiations have been taking very long, as Jackson is seeking a fully guaranteed contract (meaning he gets paid even if he gets hurt and can’t play). Personally, I believe that should be the case regardless, but that’s not how it works in the NFL today. There have been some players to successfully negotiate fully guaranteed deals, the most recent one being Deshaun Watson when he signed with the Cleveland Browns for $230 Million last year.

Many people, and perhaps Lamar, are pointing to Watson’s deal as a main reason he deserves a fully guarantied deal. Especially when you consider the fact that Watson was coming off an ACL injury. Oh and numerous allegations that he sexually harassed many of his massage therapists.

But just because the Browns do something, doesn’t mean everyone else will do the same. In fact, it would probably make sense for them to do the opposite since the Browns haven’t won a playoff game since I’ve been alive, but that’s besides the point.

Lamar and the Ravens have yet to finalize a deal, but the most interesting factor that may be holding this all up is that Jackson does not have an agent. Sure, there have been players to successfully negotiate deals by themselves, but those have all been long tenured veterans playing less vital positions. Lamar is the first quarterback in the prime of his career to attempt a record-breaking deal on his own. And perhaps this is the most important reason why he has failed to make a deal so far.

It may have nothing at all to do with his talent, injury history, or even his asking price. Agent’s have relationships with teams and have a variety of negotiating tools and their disposal that a player, who’s main focus is football, simply not might be aware of. I mean if you were trying to run a business, just like Lamar is essentially doing, you wouldn’t spend you entire day trying to balance your books, create budgets and forecasts, and file you own taxes would you? Of course not, you’d hire Skyview CFO to take care of that so you can focus on what you do best to help your business grow.

But perhaps it goes even deeper. Think about what would happen to the agent industry if Lamar did indeed sign a record breaking, fully guaranteed contract… It would set a remarkable precedent. Players like Lamar in the future would look at him and think, “Lamar was able to do it, why would I hire an agent so he can take a hefty percentage?”

I’m not saying the agents are colluding with the owners to make sure this doesn’t happen, but I’m not not saying it either.

So, what would you do if you were Lamar? Would you saddle up with an agent at this point to try to get a deal done, or would you continue and try to break precedent?

On Sunday, The Federal Deposit Insurance Corporation (FDIC) took control of Silicon Valley Bank (SVB), following bank’s historic collapse on Friday. This marks the 2nd largest bank collapse in U.S. history. Not long after, Signature Bank collapsed as well, making it the 3rd largest in U.S. history.

How did SVB Collapse?

SVB became one of the largest tech lenders in the nation, an industry that saw a massive boom since 2020, but has since regressed. Many venture capitalist firms and tech companies had been putting in massive amounts of deposits over the last few years. Just like any other business banks try to make money, and they do this by taking (some) of the money deposited with them, and generating a higher yield through lending and other investments.

In order to generate profit, SVB invested a large portion of their capital into bonds. Bonds are debt-securities, and are typically considered less risky compared to equity securities. Bond investors receive interest payments until the bond matures, when the principal of the bond is paid back. Typically, the interest payments are tied to the current interest rates.

Just like publicly traded stocks, bonds can be bought and sold on the open market. Therefore, when interest rates rise, the market price of bonds declines. Think about it… if I have a bond that pays a 4% interest rate, and someone can easily go and get a new bond at the current higher rate of, let’s say 6%, the market value of my bond will go down because it does not pay as much as the higher rate bonds available on the market.

In order to combat rising inflation, the Fed has been continuously raising interest rates, which lowered the value of the bonds SVB was invested in. Seeing the value of their investments plummet, SVB began to sell them at a huge loss in order to improve its liquidity and shore up its balance sheet, but instead it scared some of its larger investors and depositors, leading to a huge demand of withdrawals that the bank could not afford to pay back.

What Is The Government Doing?

The Biden Administration told the public that SVB depositors will receive all of their funds.

But how?

They are using FDIC funds, which is essentially an insurance program that banks pay in to cover accounts up to $250,000. Additional funds are being made available under the new Bank Term Funding Program (BFTB) which offers very low interest, short-term loans to banks. This allows the government to ensure depositors receive their money until the Fed can sell off SVB’s assets.

Is This a Bailout?

No. SVB is done. Out of business. All of their management has been fired. Investors in the bank’s stock or SOL as it is now worthless. According to the plan laid out by the Biden administration, they are not using taxpayer money to keep the bank in business, but instead keep public faith in the US banking system, and to ensure the deposit holders, and most importantly those small businesses who need their money to make payroll are made whole.

Why Didn’t Regulators Prevent This?

After the 2008 Financial Crisis, The Obama administration passed the Dodd-Frank act which enacted strict regulation in the banking industry. However, in 2018, the Trump Administration eased some of those regulations, most importantly the barometer of which banks would fall under this tight regulation. Under Dodd-Frank banks with assets under management of $50 billion or more were considered systematically important, but that was raised to $250 Billion in 2018. SVB had roughly $200 Billion in AUM, making it the country’s 16th largest bank.

Would the tighter regulation have prevented this? It’s hard to say for certain right now, before all the dust has settled, but one aspect of the act’s regulation was a stress test for banks in scenario’s where interest rates raise dramatically.

What Happens Now?

Hopefully, the actions taken by the government will ease concerns and prevent a ripple effect of depositors across the country withdrawing all of their funds from regional banks, which would be very very bad. But as for now, will have to wait and see. Biden has already asked congress to act quickly and pass a bill to enforce tighter regulation going forward.

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Jim Boeheim has become synonymous with Syracuse Basketball due to the fact that he has been the University’s head coach for 47 years. He is undoubtedly one of the greatest coaches in the history of the college game, establishing Syracuse as one of the country’s most successful programs that doesn’t wear the color blue. In his half-century long career, Boeheim won his and the program’s sole championship in 2003, and has reached the Final Four 4 times (2 of which happened to be while I was a student) in 37 NCAA tournament appearances.

The team has had a shaky 2022-2023 season, and Boeheim has become increasingly irritated and disrespectful to the media and other schools in his conference, recently whining about how they “bought” their teams with NIL deals. Many people though Boeheim would finally step down after his sons graduated last season, but he is still hinting at a return next year in spite of the team’s woes. His lack of self-awareness is setting himself up as a grumpy old man with a big ego who does not believe anybody can do the job better than him.

Many Syracuse fans may disagree, and I embrace it, however let’s look at the facts. The team is underperforming, he is not recruiting top tier talent, and he does not produce NBA talent.

Recruiting

Even if you agree that Boeheim isn’t the best coach, a common counterpoint would be that he has consistently been able to recruit big names to come to the bitter cold north and play for the Orange. However, that is simply not the case anymore. In the last 4 recruiting classes, the Orange have only had a single Top 100 recruit in each class, and 2 of them have since transferred. This notion that he is this juggernaut recruiter has simply not been true since the early 2010’s when he was able to get names like Dion Waiters, Fab Melo (RIP), Jerami Grant, and Michael Carter-Williams. He has not had a single Five Star recruit since Chris McCollough in 2014, who only ended up playing in 16 games before a season ending injury.

NBA Production

Since the championship run 20 season ago, led by future NBA Hall-of-Famer Carmelo Anthony, Syracuse has had just 4 alums last more than 4 seasons in the NBA. The best player of the crop has been Jerami Grant, which says enough. Compared to the other CBB powerhouses who pump out NBA talent year in and year out, Syracuse doesn’t even come close. If you cannot produce NBA talent, how can you expect to convince a top recruit to endure the Syracuse winters and play in his stubborn 2-3 zone which is rarely, if ever, used in the NBA?

The Team Stinks

Over his career, Boeheim has a winning percentage of roughly 72%, but in the last 4 seasons he is barely above .500. The team has failed to win 20 games in 7 of the 10 seasons since leaving the Big East for the ACC. The 10 seasons prior, the team never failed to capture 20 wins and averaged over 26 wins per season.

He’s a grumpy old man

While Boeheim, has never been known for his warm personality, he has been getting into bitter interactions with the media and is even whining about other teams “buying” players with NIL deals (which is allowed now). He’s almost 80 years old, and I can’t imagine he is able to connect with players on a way they can trust, considering he is almost a century older than them.

It’s time.

Boeheim’s entire identity is being Syracuse’s head coach, which is probably why he refuses to leave and pass the torch. The team has plenty of young assistant coaches who have earned a shot. I believer they could do just as good of a job recruiting, if not better, and won’t have that high of a bar to reach in terms of recent regular season success.

Listen Jimmy, I know it’s hard to step aside and recognize that your time is up. I get that it’s hard to accept the notion that someone younger than you could be better at the job you’ve been doing twice as long as they’ve been alive. But sometimes it takes a bigger man to recognize that a young mind with fresh energy and ideas could revitalize a stagnant program and bring them back to their winning ways.

He also picks his nose on the sidelines every game as he watches his team lose and it’s pretty gross.

Please Jim, just say goodbye, walk off into the sunset. I’d say we would name the court after you but it already is. It’s time for someone new.